The United Arab Emirates (UAE) is a hub of international commerce and finance, attracting businesses and expatriates from around the globe. For the significant Indian diaspora in the UAE, having access to Indian banks is crucial for financial transactions and services. Such presence of Indian banks in the UAE has helped a lot of Non-Resident Indians (NRIs) and Overseas Citizens of India (OCIs) to get seamless and hassle-free access to banking services. In this blog, we’ll provide a comprehensive list of Indian banks in UAE along with their addresses and contact details.
Did You Know: A Quick Fun Fact
In recent years Dubai, Abu Dhabi, and other cities in the United Arab Emirates(UAE) have been home to a growing number of Indian expatriates with a population of over 3.9 million Indian expatriates in the UAE (38% of the total population).
Also read: List of Indian Banks in Dubai: Address, Contact Details
List of Indian Banks in UAE: Branches & Contact Details
Many Indian banks including State Bank of India, ICICI Bank, Bank of Baroda, etc. operate in the UAE through their overseas branches, subsidiaries, or representative offices. These banks offer several banking and investment services to Non-Resident Indians (NRIs) staying in UAE. Listed below are Indian banks in the UAE:
- State Bank of India
- HDFC Bank
- Kotak Mahindra Bank
- Punjab National Bank
- Bank of Baroda
- Union Bank of India
- ICICI Bank
- Axis Bank
- Bank of India
- Canara Bank
- IDBI Bank
- IndusInd Bank
- Federal Bank
Also read: List of Indian Banks in Abu Dhabi: Address, Contact Details
State Bank of India(SBI) Branch in UAE
Given below is the address of SBI Bank Dubai Branch:
| Address | 709-710, Level 7, Gate Precinct Buildings 3Dubai International Financial Centre, Dubai, United Arab Emirates, Post Box No: 482033 |
| Contact Number | +971.4.3266675 |
| Fax | +971.4.3544429 |
| [email protected] |
Given below is the address of SBI Bank Abu Dhabi Branch(Representative Office):
| Address | 6 Shariah Fatima Bint Mubarak – Al Danah – Zone 1 – Abu Dhabi – United Arab Emirates |
| Contact Number | 97124469488 |
| Opening Hours | Monday to Saturday, 9:30 am-5:30 pmSunday, Closed |
Also read: SBI Bank International Branches List: Address, Contact Details
HDFC Bank Branch in UAE
Given below is the address of HDFC Bank, Dubai Branch (Representative Office):
| Address | HDFC Bank Representative Office, 104, Jumaal Majid Commercial Building, Opp Bur Juman Centre, Trade Centre Road, P.O. Box No.64546, Dubai, UAE |
| Contact Number | +00971 – 43170000 |
| Contact Person | Naresh Chandiramani |
| Fax Number | +00971 – 43967010 |
| Email ID | [email protected] |
| Working Hours | Mon- Fri : 9:00 AM – 5:00 PMSat : 9:00 AM – 1.00 PMSun : Holiday |
Given below is the address of HDFC Bank, Abu Dhabi branch:
| Address | HDFC BANK Ltd (Rep. Office), 203, Salam HQ Building, Opp. Abu Dhabi Municipality, Salam Street, Abu Dhabi (UAE) P.O. Box 106514, UAE |
| Contact Number | +00971 – 26937000 |
| Contact Person | Umashankar Gopalan |
| Fax Number | +00971 – 26440662 |
| Email ID | [email protected] |
| Working Hours | Mon- Fri : 9:00 AM – 5:00 PMSat : 9:00 AM – 1.00 PMSun : Holiday |
Also read: HDFC Bank International Branches List: Address, Contact Details
Kotak Mahindra Bank Branch in UAE
Given below is the address of Kotak Mahindra Bank Dubai Branch(DIFC Office):
| Address | Office #703, Level 7, Office Tower 2Al-Fattan Currency House, DIFC, PO Box 16498, Dubai |
| Contact Number | +971 4 3544455 |
| Fax No | 02 9247 0536 |
| Email ID | [email protected] |
Given below is the address of Kotak Mahindra Bank Abu Dhabi Branch (International Office):
| Address | Al Otaiba Building, 907, Hamdan Street, Behind KFC, P. O. Box 131394, Abu Dhabi, United Arab Emirates |
| Contact Number | +9712 622 9042 |
Also read: Kotak Mahindra Bank International Branches: Address, Contact Details
Punjab National Bank (PNB) Branch in UAE
Given below is the address of the Punjab National Bank Dubai Branch(DIFC Office):
| Address | Punjab National Bank, 802, The Gate Building, West Wing, P.O. Box 506844, Dubai International Financial Centre, Dubai-UAE |
| Contact Number | +971-4-325 7727 |
| Fax No. | +971-4-325 7256 |
| Email ID | [email protected] |
Also read: PNB International Branches: Address, Contact Details
Bank of Baroda Branch in UAE
Given below is the address of the Bank of Baroda Dubai Branch:
| Branch | Bank of Baroda Dubai |
| Address | P.O. Box 3162 Govt. of Dubai Real Estate Building, Ali Bin Abi Talib Street Bur Dubai, UAE |
| Contact Person | Mr. Nishant Ranjan (GM Chief Executive, GCC Operations) |
| Phone Number | – (00971) 43136666– (00971) 43136600– (00971) 43136616 |
| Email ID | [email protected] |
Given below is the address of the Bank of Baroda Abu Dhabi Branch:
| Address | Shop 5,6,7, Al Jazaria Tower, Sheikh Hamdaan Street, Abu Dhabi, UAE |
| Branch Code | ABUDHA |
| Swift Code | BARBAEADADH |
| Contact Number | T: +971 2 632 2000 F: +971 2 639 4338 |
| [email protected] |
Given below is the address of the Bank of Baroda Sharjah Branch:
| Address | Ground Floor Office, 1,2,3 Crystal Plaza, Buhaira Corniche, Sharjah, UAE |
| Branch Code | SHARJAH |
| Swift Code | BARBAEADSHJ |
| Contact Number | T: +971 6 503 7900 F: +971 6 568 1025 |
| [email protected] |
Given below is the address of the Bank of Baroda Deira Branch:
| Address | Al Kuwaiti Building, P.O. Box:5107, Baniyaas St., Deira, Dubai, UAE |
| Branch Code | DEIRA |
| Swift Code | BARBAEADDEI |
| Contact Number | T: +971 4 260 0900 / 4 229 851 / 228 6020 |
| [email protected] |
Given below is the address of the Bank of Baroda Rasal Khaimah Branch:
| Address | Rasal Khaimah Branch, Al Nahkeel Street, Next To Choitram Super Store, Ras Al Khaimah, UAE |
| Branch Code | RASALK |
| Swift Code | BARBAEADRAK |
| Contact Number | T: +971 7 226 9041 F: +971 7 226 9399 |
| [email protected] |
Also read: Bank of Baroda International Branches List: Address & Contact Details
Union Bank of India Branch in UAE
Given below is the address of the Union Bank of India Dubai Branch(DIFC Office):
| Address | Union Bank of India, DIFC, Dubai, Gate Village 10, Unit no 208-210, Dubai International Financial Centre, Dubai, UAE. |
| Contact Number | +971 4 388 7200 / 2975 |
| Email ID | [email protected] |
Given below is the address of the representative office of the Union Bank of India Abu Dhabi Branch:
| Address | Representative Office – Al Danah – Zone 1 – Abu Dhabi – United Arab Emirates |
| Contact Number | +971-2-6222661 |
Also read: Union Bank of India International Branches: Address, Contact Details
ICICI Bank Branch in UAE
Given below is the address of the ICICI Bank Dubai Branch(DIFC Office):
| Address | ICICI Bank Limited (DIFC Branch) Central Park Building, Office Tower 27-31 and 27-32 Level 27,Dubai International Financial Centre, Dubai, U.A.E |
| Contact Number | 00971-4-3696400 |
| Email ID | [email protected] |
Given below is the address of the ICICI Bank Abu Dhabi Branch(Representative Office):
| Address | 203, EMI Tower – Hamdan Bin Mohammed St – Abu Dhabi – United Arab Emirates |
| Contact Number | +971 2 417 9898 |
Also read: ICICI Bank International Branches List: Address, Contact Details
Axis Bank Branch in UAE
Given below is the address of Axis Bank Limited, Dubai Representative office:
| Address | Office No.105, 1st Floor, Al Safa Business Centre, Plot No.318-883, Street No.19, PO Box.122504, Opp. Dubai Central Post Office, Karama, Dubai, UAE |
| Telephone Number | 00971-43343688 |
Given below is the address of Axis Bank Limited, Abu Dhabi(Representative office):
| Address | P O Box No.113498, Office No.1003, 10th Floor, Al Masaood Tower, Near Crowne Plaza, Hamdan Street, Abu Dhabi, UAE |
| Telephone Number | 00971-26281668 |
Also read: Axis Bank International Branches List: Addresses & Contact Details
Bank of India Branch in UAE
Given below is the address of Bank of India Dubai office:
| Address | Bank of India, DIFC Branch, 1902, 19th floor (South Tower), Emirates Financial Towers, P.O.Box 507310, DIFC, Dubai |
| Phone Number | +971 43 273437+971 43 527292 |
| Fax Number | +971 43 527286 |
| Email ID | [email protected] |
Canara Bank Branch in UAE
Given below is the address of Canara Bank Dubai office:
| Address | NO. N 504, LEVEL5, PO BOX NO. 507037EMIRATES FINANCIAL TOWERS DUBAI INTERNATIONAL FINANCIAL CENTRE, DUBAI, UAE |
| Phone Number | 00971 43591668 |
| Fax Number | 0097143277172 |
| Email ID | [email protected] |
IDBI Bank Branch in UAE
Given below is the address of IDBI Bank Dubai office:
| Address | IDBI Bank Ltd- DIFC Corporate Banking Branch,[Regulated by the DFSA]P.O. Box No. 506805, Level 3, Gate Village – 5, Dubai International Financial Centre, Dubai, UAE |
| Phone Number | +9714 323 1400 |
| Fax Number | +9714 323 1401 |
IndusInd Bank Branch in UAE
Given below is the address of IndusInd Bank Dubai Representative Office:
| Address | 204/206 Al Safa Com, Khalid Bin Waleed Road,Opp. Burjuman Centre P.O Box No. 111873, Dubai, UAE |
| Phone Number | +97143978803 |
Federal Bank Branch in UAE
Given below is the address of the representative office of Federal Bank in Dubai:
| Address | The Federal Bank Ltd, Dubai Representative OfficePB No.117728, 1305 Al Mussalla Tower, Bank Street, Bur Dubai, UAE. |
| Phone Number | +971 4 282 6422, +971 4 3429262 |
| Email address | [email protected] |
| Chief Representative Officer (Dubai) | Mr. Sherin K KuriakoseEmail: [email protected] |
Given below is the address of the representative office of Federal Bank in Abu Dhabi:
| Address | The Federal Bank LtdAbu Dhabi Representative Office, PB No. 112927#402, Al Falah Tower, Al Falah – Muroor Road JnAbu Dhabi, UAE |
| Phone Number | +971 26429368 |
| Fax Number | +971 2 6429386 |
| Email address | [email protected] |
| Chief Representative Officer(Abu Dhabi) | Mr. Aravind KarthikeyanEmail: [email protected] |
Top Indian Bank for NRI Account Opening in UAE
Here are some of the best NRI accounts for NRIs living in the UAE:
| Bank | INTEREST RATE (%) P.A. | Minimum Monthly Balance required |
| HSBC Bank | 2% to 2.5% per annum | Average Quarterly Balance (AQB) of Rs 150,000 or more in a combination of savings account, current account and fixed deposit balances |
| DBS Bank | 3% to 3.5% per annum | An initial deposit of INR 5 lakhs is required. Subsequently, the Total Relationship Value (TRV) needs to reach a minimum of INR 30 lakhs within a span of 6 months |
| SBI | – Balance < Rs. 10 cr: 2.70%– Balance Rs. 10 cr & above: 3.00% | – Rs. 1 lakh for Metro & Urban areas and– Rs. 50,000 for Semi-Urban and rural areas |
| HDFC Bank | – 3.50% (Rs. 50 Lakhs and above)– 3% (below 50 Lakhs) | Metro / Urban branches: AMB Rs.10,000Semi-Urban Branches: AMB Rs.5,000Rural Branches: AQB Rs.2,500 |
| ICICI Bank | – For balance Rs. 50 lakh or above: 3.50%– For balance below Rs. 50 lakh: 3% | Rs. 10,000 |
| Federal Bank | – Up to Rs. 1 lakh: 4.25%– Rs. 1 lakh to Rs. 10 lakh: 5.50%– Rs. 10 lakh to Rs. 25 lakh: 6.00%– Rs. 25 lakh and to Rs. 7.5 Crore: 7.00%– Rs. 7.5 Crore to Rs. 25 Crore: 6.25%– Rs. 25 Cr to Rs. 50 Cr: 6.25%– Rs. 50 cr upto Rs. 100 cr: 5.25%– Rs. 100 cr to Rs. 200 cr: 6.00%– Rs. 200 cr to Rs. 400 cr: 4.00%– Rs. 400 cr: 5.25% | The average monthly balance required for FED NRI Power is Rs. 5,000. |
| Yes Bank | – 4% (up to 1 lakh)4.25% (Rs. 1 lakh to 5 lakh)– 5% (Rs. 5 lakh to 10 lakh)– 6% (Rs. 10 lakh to Rs. 1Cr)6.25% (Rs. 1 cr to 10 cr)– 6.00% (Rs. 10cr to Rs. 25 Cr) | Rs. 10,000 |
Note: Interest rates are subject to periodic change.
Also read: NRI Account Opening in UAE: Top NRI Accounts 2024
How to open an NRI account from UAE?
For NRI account opening in UAE, NRIs need to visit the official website of the bank if they want to open an NRI account. Locate the NRI account application form and fill the form with relevant details. Once this is done, the bank representative will call you to further assist with the account opening process.
You can also open your NRI account from UAE online via SBNRI’s partner banks.
NRI Account Opening through SBNRI
To apply for an NRI account online, you have two options. You can either click the “Apply for NRI” button on this page or utilize the SBNRI app. The SBNRI app is a unique platform designed specifically for the convenience of opening an NRI account online. Here are the simple steps to apply for an online NRI account using the SBNRI app:
- Download the SBNRI app from either the Google Play Store or the App Store.
- Log in to the app using your credentials.
- Tap on the “Open NRI account” button and choose the desired bank from the provided list.
- Utilize the in-app scanning feature to scan and upload your KYC documents.
- Finally, click on the “Apply” button, and your application will be submitted.
By following these steps, you can easily apply for an NRI account online using the user-friendly SBNRI app.
Contact SBNRI
Indian Banks operating in the UAE offer various banking and investment services to NRI retail and corporate customers and citizens, such as NRE/ NRO accounts, fixed deposits, loans, and credit cards.
NRIs/OCIs living in the UAE can avail of a variety of online financial services available in India, including NRO, NRE account opening, investment in India, tax filing, and a lot more. You can download SBNRI App to apply for an NRI account with nominal documentation in just 10 minutes.
You can also click on the button below to open an NRI account. Also, visit our blog and Youtube Channel for more details.
FAQs
Is SBI available in Abu Dhabi?
- Yes, State Bank of India has a representative office in Abu Dhabi where you can open your NRI account.
Is Kotak Mahindra Bank in Abu Dhabi?
- Yes, Kotak Mahindra Bank has a presence in Abu Dhabi via its international office. Please refer the above blog for Kotak Mahindra Abu Dhabi Branch details.
Is HDFC available in Abu Dhabi?
- Yes, HDFC Bank services are available in Abu Dhabi via their representative office. Please refer to the HDFC Bank Abu Dhabi Branch details in the above blog.
How many branches of Bank of Baroda are there in the UAE?
- Bank of Baroda operates through a network of five branches in Dubai, Abu Dhabi, Sharjah, Deira, and Ras-Al-Khaimah, 9 customer service centers across all emirates, and a total number of 45 ATMs.
Is SBI available in Dubai?
- Yes, State Bank of India has a branch office in Dubai where you can open your NRI account.
Is Kotak Mahindra Bank in Dubai?
- Yes, Kotak Mahindra Bank has a presence in Dubai via its international office in Dubai International Financial Center (DIFC), Dubai, UAE.
Is HDFC available in Dubai?
- Yes, HDFC Bank services are available in Dubai via their representative office. Please refer to the Dubai Representative Details in the above blog.
Which Indian banks have branches in the UAE?
- Listed below are Indian banks with branches in Dubai:
- State Bank of India
- HDFC Bank
- Kotak Mahindra Bank
- Punjab National Bank
- Bank of Baroda
- Union Bank of India
- ICICI Bank
- Axis Bank
- Bank of India
- Canara Bank
- IDBI Bank
- IndusInd Bank
- Federal Bank
Which Indian banks have branches in Abu Dhabi?
- Listed below are Indian banks with branches in Abu Dhabi:
- State Bank of India
- HDFC Bank
- Kotak Mahindra Bank
- Bank of Baroda
- Union Bank of India
- ICICI Bank
- Axis Bank
- Federal Bank
What is the process of NRI account opening in Abu Dhabi?
- For NRI account opening in Abu Dhabi, NRIs need to visit the official website of the bank they want to open an NRI account with. Locate the NRI account application form and fill the form with relevant details. Once this is done, the bank representative will call you to further assist with the account opening process.
Are there any restrictions on the repatriation of funds from NRI accounts?
- While NRE and FCNR accounts are freely repatriable, allowing funds to be transferred back to the country of residence or any other country without restrictions, repatriation from NRO accounts is subject to specific guidelines set by the Reserve Bank of India (RBI).
Can NRIs open bank accounts in the UAE?
- Yes, NRIs living in the UAE can open Indian bank account provided they have necessary documents. They can apply for the NRI account opening in UAE in online as well as offline mode.
Which bank is best for Indians in Abu Dhabi?
- There are many Indian banks in Abu Dhabi catering to the NRI and OCI financial needs. You can refer the blog above to find the list of banks in Abu Dhabi for NRIs/OCIs along with their contact details and also the best NRE accounts for NRIs/OCIs in Abu Dhabi.
What is the process of NRI account opening in Dubai?
- For NRI account opening in Dubai, NRIs need to visit the official website of the bank they want to open an NRI account with. Locate the NRI account application form and fill the form with relevant details. Once this is done, the bank representative will call you to further assist with the account opening process.
Which bank is best for Indians in Dubai?
- There are many Indian banks in Dubai catering to the NRI and OCI financial needs. You can refer the blog above to find the list of banks in Dubai for NRIs along with their contact details and also the best NRE accounts for NRIs/OCIs in Dubai.
