NRI Investment

Investments in India for an NRI holds immense potential. NRI Investment encompasses a plethora of investment vehicles that most of the people are unaware of. There is this huge range of opportunities where NRIs can invest and generate lucrative returns.

Let’s glance through the basic segregation here:

  • NRI Bank Accounts: Open an NRE, NRO or FCNR Bank Account and earn tax-free interest on your deposits (for NRE & FCNR)
  • Investment in various Asset Classes: Most of the asset classes like Mutual Funds, Stocks, Portfolio Management Services, National Pension Scheme, etc. are available for NRIs to invest money in and earn maximum profits
  • Real Estate: Real Estate is another investment tool for NRIs in India with a great return on investment (ROI)
  • Gold Investments: Gold is another investment tool in India. It is an excellent choice given the rate of growth in the prices over the years. You can choose from a variety of options such as physical gold, Gold Exchange Traded Funds (ETFs), Gold Bonds etc.
  • Insurance: Insurance is another investment tool in India, especially for NRIs. Everyone must get insurance as a part of Financial Planning

Financial Planning in India: An Approach

Mrs. Shruti Agarwal (CFA, Co-Founder of CAGRFunds) iterates: There are 3 fundamentals of Financial Planning:

She stresses on the importance of managing these three pillars of financial planning. NRI Investment in India must be targeted at either or all of these approaches. There is a need to have an emergency fund to tackle emergencies which should generally be three times of your salary. A Health Insurance to battle the risks of accidents one might encounter and Investments to multiply funds by generating better returns.

NRI Investment in India: An Outlook

Investments in India by an NRI can be looked upon as a gesture to secure the future and aim at a happy life after retirement. Most NRIs go ahead with investments with a vision to create a corpus. This fund can be for any reason suited to the NRI such as their children’s marriage, education, etc. or maybe to take a world tour.

Investments are also done in kinds, such as real estate, gold etc. Objectives can fluctuate between liquidity or greater returns on investments. The diversification that investments in India provide ranges widely in all major financial sectors. With time, NRIs have gained easy and convenient access to these opportunities and with the help of market experts, tremendous returns can be garnered.

In this category, you will find questions and articles spanning all the way around investments in India for an NRI. With the incessant growth of NRI Investment in India, it is necessary that an NRI knows about every option there is to experiment and extract benefits from.

Write to us at [email protected] for NRI Investment Advisory

Common problems faced by NRIs when investing in India

Common problems faced by NRIs when investing in India

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With the Indian market growing rapidly, NRIs are keen on putting their money in the Indian market. There are several NRI investment options in India, such as mutual funds, equity stocks, IPOs, ETF, bonds, etc. However, investment instruments like equity, bonds, mutual funds and more have their restrictions. For example, some mutual fund companies don’t accept applications from NRIs in the USA and Canada. Here we will discuss common problems faced by NRIs when investing in India.

Managed Farmland: Alternative Asset Class in India

Managed Farmland: Alternative Asset Class in India

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India is predominantly an agriculture country with the second largest arable land area of 159.7 million hectares (394.6 million acres), in the world. Despite evolution in other sectors, agriculture continues to be the main source of income in India. Because of India’s considerable dependency on farm produce, managed farmland has emerged as a popular new asset class among new age investors and brought about disruption in the agricultural sector.

Growpital Review: ROI, Competitors, Founders

Growpital Review: ROI, Competitors, Founders

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Managed farmland is one of the alternative asset classes that fall outside the mainstream assets such as stocks, bonds, shares, etc. Growpital is a tech-based online platform which allows retail investors to own a fraction of agriculture asset classes and earn tax-free passive income. Here is the complete Growpital review as an alternative investment platform for investing in agri project portfolios.

Grip Invest Review India: App, Product & Competitors

Grip Invest Review India: App, Product & Competitors

1,250 views

Fixed deposits, mutual funds, shares, and even cryptocurrency are the most common investment avenues in India. However, all of them are market-linked investment options and have a component of volatility. Moreover, the fixed income options don’t always offer real inflation-adjusted returns. This is where Grip Invest comes into play, allowing investors to access high-yield, fixed income products like lease financing and inventory financing. Here is a complete Grip Invest review, including what it offers, pros and cons, and risk linked to investing through Grip Invest.

Can NRIs use Groww App for Investment in India?

Can NRIs use Groww App for Investment in India?

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Groww is one of the fastest growing online investment platforms for trading and investing in India. Incorporated as a direct mutual fund platform, now the Groww app allows investors to trade and invest in stocks and mutual funds in India. It has become a household name among Indian investors, but can NRIs use the Groww app for investment in India?