Investments in India for an NRI holds immense potential. NRI Investment encompasses a plethora of investment vehicles that most of the people are unaware of. There is this huge range of opportunities where NRIs can invest and generate lucrative returns.
Let’s glance through the basic segregation here:
NRI Bank Accounts: Open an NRE, NRO or FCNR Bank Account and earn tax-free interest on your deposits (for NRE & FCNR)
Investment in various Asset Classes: Most of the asset classes like Mutual Funds, Stocks, Portfolio Management Services, National Pension Scheme, etc. are available for NRIs to invest money in and earn maximum profits
Real Estate: Real Estate is another investment tool for NRIs in India with a great return on investment (ROI)
Gold Investments: Gold is another investment tool in India. It is an excellent choice given the rate of growth in the prices over the years. You can choose from a variety of options such as physical gold, Gold Exchange Traded Funds (ETFs), Gold Bonds etc.
Insurance: Insurance is another investment tool in India, especially for NRIs. Everyone must get insurance as a part of Financial Planning
Financial Planning in India: An Approach
Mrs. Shruti Agarwal (CFA, Co-Founder of CAGRFunds) iterates: There are 3 fundamentals of Financial Planning:
She stresses on the importance of managing these three pillars of financial planning. NRI Investment in India must be targeted at either or all of these approaches. There is a need to have an emergency fund to tackle emergencies which should generally be three times of your salary. A Health Insurance to battle the risks of accidents one might encounter and Investments to multiply funds by generating better returns.
NRI Investment in India: An Outlook
Investments in India by an NRI can be looked upon as a gesture to secure the future and aim at a happy life after retirement. Most NRIs go ahead with investments with a vision to create a corpus. This fund can be for any reason suited to the NRI such as their children’s marriage, education, etc. or maybe to take a world tour.
Investments are also done in kinds, such as real estate, gold etc. Objectives can fluctuate between liquidity or greater returns on investments. The diversification that investments in India provide ranges widely in all major financial sectors. With time, NRIs have gained easy and convenient access to these opportunities and with the help of market experts, tremendous returns can be garnered.
In this category, you will find questions and articles spanning all the way around investments in India for an NRI. With the incessant growth of NRI Investment in India, it is necessary that an NRI knows about every option there is to experiment and extract benefits from.
India’s stock market has reclaimed its position as the world’s fifth largest stock market in the world with a market capitalization of $3.3 trillion. India lost that status to France in January post Hindenburg’s report. India regained its position as Adani shares bounced back from losses and foreign funds accelerated purchases.
In today's digital era, the process of opening a demat account in India has been simplified to a few clicks. It has become effortless, convenient, and highly efficient. With the IIFL NRI Demat account, Non-Resident Indians (NRIs) can invest in an Indian company’s shares, bonds, and debentures. In this blog, we will take a closer look at the opening process and charges of IIFL NRI Demat account.
Zerodha is a leading stock broker and offers online discount broking services to both residents and Non-Resident Indians (NRIs). NRIs can open 2-in-1 accounts with Zerodha that include a trading and a Demat account linked to each other. You can open a Zerodha NRI trading account by linking your NRE or NRO savings bank account.
Managed farmland is one of the alternative asset classes that fall outside the mainstream assets such as stocks, bonds, shares, etc. Growpital is a tech-based online platform which allows retail investors to own a fraction of agriculture asset classes and earn tax-free passive income. Here is the complete Growpital review as an alternative investment platform for investing in agri project portfolios.
Axis Bank is one of the leading private sector banks in India that offers a wide range of banking and investment products and services to its NRI customers. Some of the popular Axis Bank NRI investment plans include Axis Bank 3-in-1 account, PIS account, mutual funds, etc. Let’s understand them in more detail.
Indian nationals and people of Indian origin are spread across the world, especially for employment. Most of them regularly send money back in India to their loved ones or invest in the Indian market. As a result, India is the top receiver of remittance in the world. Indian economy is booming and attracting high FDI (Foreign Direct Investment) inflow. Considering this, NRIs are also looking for various investment avenues in India. To invest in the Indian stock market, NRIs need to open a Demat account. In this article, we will describe the best Demat accounts for NRIs in 2021 to invest in the Indian market.
The commercial real estate sector is experiencing a robust recovery, with the return of the workforce after the pandemic. With the reopening of offices and MNCs and large businesses adopting a back-to-office plan, commercial real estate is becoming more and more popular among retail investors. In this blog, we will delve into the factors pushing the commercial real estate sector.
The Indian real estate market has become a lucrative option for NRIs (Non-Resident Indians) to invest their money in. In this blog, we will explore the current trends in the behaviour and investment patterns of NRIs in Indian real estate and understand the factors that are shaping their decisions.