State Bank of India issues SBI NRI family cards to a family member or beneficiary or dependent or any acquaintance of an NRI in India. SBI NRI family card holders can use this card to easily receive the remittances. This card can also be used for cash withdrawals at ATMs, for online payment, and making payments at point of sale in malls, etc.
Features and benefits of SBI NRI Family Card
When living abroad, NRIs can take care of their families in India with this Family Card. This card facilitates cash-free and hassle-free fund transfers from NRIs to their family members in India. So that their families in India can access the funds as and when required. Here are key features of SBI NRI Family Card:
- The card is issued for a validity of 10 years.
- Recharge amount – min: Rs. 100 and max Rs. 1 lakh.
- Maximum balance limit: Rs. 1 lakh.
- Regular SMS and email on every recharge and spend done using the card.
- NRI account holders can also conduct balance enquiry online through their internet banking account. Here are the steps you need to follow:
- Open your internet banking account.
- Click on ‘e-Cards’ in the menu bar.
- Click on ‘Prepaid card’ on the left hand side panel.
- Now click on ‘Prepaid Card Details’ and choose the card.
Charges Applicable
- Card issuance charges: Rs. 105
- Recharge/ top up charges: Rs. 10
- Card replacement/ duplicate pin charges: Rs. 105
- Charges for card used at State Bank Group ATMs or POS/ online: Nil
- Usage of Card at other Bank ATMs: Financial transactions – Rs. 20 per transaction and Rs. 9 per transaction.
Eligibility for SBI NRI Family Card
Dependents or beneficiaries or acquaintances of NRIs can apply for this card. Fill an application form and submit it in a SBI branch along with required documents like identity card and address proof for KYC.
- If you choose to have a card with your name on it, you will need to go to the branch and pick it up about 12 working days after you submit your application.
- If you don’t want to print your name on it, the bank will issue the card to eligible applicants at the branch instantly.
How to Use the Card
- The applicant can take the card from SBI branch
- Share card number with the NRO/ NRE account holder
- The account holder needs to map the card to their NRE/ NRO savings bank account through an internet banking facility. Here are steps you need to follow:
- Visit your internet banking.
- Click on ‘e-Cards’ in the menu bar.
- Click on ‘Prepaid card’ on the left hand side panel.
- Now click on ‘Prepaid Card Details’ and type the card number.
After registration of the card, you can recharge it through internet banking as and when required by taking the following steps:
- Visit Internet banking account
- Click on ‘e-Cards’ in the menu bar
- Click on ‘Prepaid Card’ on the left hand side panel
- Click on ‘Top up Prepaid Card’ and type the amount
- You will get an alert via SMS and Email on all transactions/ recharge.
- Now the card is ready to be used at ATM / POS / Online shopping.
For NRI account opening, investment in India and NRI loan applications, you can download SBNRI App from the Google Play Store or App Store. To ask any questions related to investment in stock market/ mutual funds, NRI account opening online and tax filing in India, click on the button below. Also visit our blog and YouTube channel for more details.
FAQs
The card is available in both forms – personalized as well as non-personalized. Individuals looking for an instant card can apply for a non-personalized card. On the other hand, a personalized card is issued after 12 working days from the date of application for the card at a bank branch.
This card can be used for receiving remittance on a real time basis by dependents or beneficiaries of NRIs who have an NRE/ NRO account with SBI. For the card holder in India, no need to open a bank account. The amount in this card can also be used via three channels i.e. ATM, POS and Online spend, instantly.
No. This is a domestic card and can be used for payment in Indian Rupee (INR) within India only.
Yes. Issuance charges for NRI Family cards are Rs. 102/- (inclusive of service tax).
