Chase is one of the biggest bank chains in the United States. There are several questions one might have regarding the closing of bank accounts. We have compiled instructions for Chase bank account closure. This includes both the steps to be taken prior to the closing of the Chase account and the steps to be taken in order to close the account. The following steps are for closing both Chase checking or savings accounts.
Preparation for Chase Bank Account Closure
Please follow these instructions to prepare your Chase account to be closed.
Open Another Account
The funds from your Chase account need to be transferred to another account. If you don’t have an account other than your Chase account, you need to open it, before the closing of your Chase account.
Clear the Balance of your Chase Bank Account
The balance in your Chase account must be cleared. You can do this by transferring the balance to your bank outside of Chase. It is much safer to transfer your money to another bank account rather than carrying around and storing cash.
Check Subscriptions and Deposits
Transfer utility bills or car payments to another account. Make sure all subscriptions such as Netflix are not connected with your Chase account. Inform your employer of your account change in order for direct deposit to go to the correct account.
Clear Negative Balance and Fees
Any negative balance or unpaid fees should be cleared. Your credit score could get affected if these are not dealt with.
How to Close a Chase Bank Account
The following are the various ways to close a Chase Bank Account.
Chase Close Account Fee
There is no fee for closing a Chase bank account, Make sure your balance is clear.
How to Close a Chase Bank Account Online
Sign in to your account through the Chase website and go to the “Secure Message Center”. Here there is an option to send an email regarding the closing of your account. It will take two business days for you to get information about next steps, questions and directions.
Chase Branch
Chase Bank Customer Service Number at 1-800-935-9935
Place the call and verify your account information. You can speak with a banker after this and close the account.
You can ask to have your account closed via mail. Just send a letter to: National Bank By Mail. P.O. Box 36520, Louisville, KY, 40233-6520.
Credit Score
Please follow the preparatory steps to close your Chase account. If you clear all the pending fees and negative balance your credit score will be unaffected.
This process for closing your Chase account should be quick and simple. Please follow the above mentioned steps. Once the preparatory steps are completed, the account itself can be closed online, by visiting the Chase branch, by calling the Chase customer service number or via mail.
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FAQs
It takes 1-2 business days if everything is in order.
1-800-935-9935.
If you clear any pending fees and negative balance your credit score should be unaffected.
Yes. Sign in to your account through the Chase website and go to the “Secure Message Center”. Here there is an option to send an email regarding the closing of your account. It will take two business days for you to get information about next steps, questions and directions.
You can speak with a banker at a Chase branch. They will assist you with the closing of your account. You will have to provide personal information such as your social security number, driver’s license or ID card.
