As an NRI, you might be losing a significant portion of your Indian earnings every year without even realising it. Our TDS Calculator helps you discover your lost money.
TDS (Tax Deducted at Source) is automatically deducted on incomes like mutual fund redemptions, fixed deposits, rental income, and interest earned in India. But here’s the problem:
Most NRIs never track how much TDS has been deducted or whether they’re eligible for a refund.
Each year, millions of dollars remain unclaimed by NRIs across the world.
This guide will help you understand how to track your TDS, detect any unclaimed refunds, and claim your money back with ease.
Why Most NRIs Overpay TDS
- Flat TDS rates of 10%, 20%, or even 30% are deducted by default.
- No consideration of your basic exemption limit or actual tax liability.
- DTAA benefits are often missed due to paperwork.
- Refunds can only be claimed if you file a tax return, and most NRIs don’t.
This is where tracking your actual TDS deductions becomes critical.
Meet TEJAS: India’s Trusted NRI TDS Refund Calculator
To solve this problem, we’ve built TEJAS – a secure, NRI-focused tool designed specifically to help NRIs recover their unclaimed refunds.
What makes TEJAS different?
- Built in collaboration with trusted institutions like BSE, CAMS, MF Central, KFintech, and the Income Tax infrastructure itself.
- Fetches your actual TDS deduction data securely from authorised government systems.
- Does not estimate – shows real data, directly from backend tax infrastructure.
Using just your PAN and email, TEJAS helps you:
- Fetch TDS deducted from your mutual funds, FDs, rent, interest, and more.
- Detect unclaimed refunds across multiple years.
- File and claim refunds quickly and securely.
Thousands of NRIs have already used TEJAS to unlock refunds worth lakhs.
Who Should Use the TEJAS NRI TDS Calculator?
- NRIs investing in mutual funds in India.
- NRIs with rental income from Indian properties.
- NRIs earning FD or savings account interest in NRO accounts.
- Anyone who has sold property in India and paid TDS.
- NRIs unsure about how much TDS has been deducted from their income.
What Income Sources Does TEJAS NRI TDS Calculator Track?
- Mutual fund redemptions (equity and debt)
- Fixed deposits (NRO accounts)
- Rental income received from Indian tenants
- Interest from Indian banks and savings accounts
- Capital gains from property or shares
- Dividends from Indian companies
How Does TEJAS NRI TDS Calculator Work?
- Enter your PAN and email.
- TEJAS fetches your actual TDS deduction data from trusted government systems.
- View a consolidated report showing your TDS deductions and eligible refunds.
- Use the report to file your tax return and claim your refund.
It’s fast, secure, and accurate.
Why It’s Safe to Use TEJAS NRI TDS Calculator
- Uses only PAN and email to fetch your data.
- Powered by backend integrations with BSE, CAMS, MF Central, and KFintech.
- Pulls data from the same systems used by the Income Tax Department.
- Does not require bank account logins or sensitive financial information.
Your TDS data stays secure, and no manual inputs or estimations are involved.
Why Should NRIs Track Their TDS?
Consider this: TDS deducted from your investments or income may exceed your actual tax liability.
Example:
If you redeemed ₹1 lakh from a mutual fund, TDS of ₹10,000 may have been deducted even if your actual tax on that income is lower. Without tracking this, you wouldn’t know that you’re eligible for a refund.
Over years, this can result in substantial unclaimed amounts left with the government.
When Can You Claim Your TDS Refund?
Refunds can be claimed for up to two assessment years from the end of the financial year in which TDS was deducted. After this period, the right to claim the refund lapses.
Using TEJAS before filing your tax return ensures that you never miss claiming your refunds.
Stop Losing Your Money to Unclaimed TDS
Every year, NRIs overpay taxes and leave refunds unclaimed. TEJAS makes it easy to know exactly how much tax has been deducted and whether you’re eligible for a refund.
Powered by BSE, CAMS, MF Central, KFintech, and the Income Tax infrastructure, TEJAS gives you access to your actual backend TDS data – securely and reliably.
It takes less than a minute to check.
Use the TEJAS NRI TDS Refund Calculator today.
FAQs
1. Is TEJAS TDS Calculator free to use?
Yes, TEJAS is completely free for NRIs.
2. What details do I need to use TEJAS TDS Calculator?
Just your PAN and email ID.
3. Is TEJAS TDS Calculator an estimation tool?
No. TEJAS shows your actual TDS data fetched from authorised systems.
4. What incomes does TEJAS TDS Calculator track?
Mutual funds, FDs, rental income, bank interest, dividends, capital gains, and more.
5. How secure is TEJAS TDS Calculator?
It uses government-trusted infrastructure and requires no sensitive banking data.’
6. Can TEJAS TDS Calculator file my return?
TEJAS shows your TDS data. You can use the report to file your tax return and claim the refund.
