NRI from all over the world (excluding U.S.A. & Canada) can invest in this fund

INVEST VIA NRE/NRO

HDFC Retirement Savings Fund - Hybrid Equity Plan - Plan for NRI [38.14]

Min Investment

100

Fund Size

1,582.92 Cr

Expense Ratio

2.1%

Exit Load

0%

SBNRI is a certified Mutual Fund distributor registered with Association of Mutual Funds in India (AMFI) with Reg. No. 246671

38.14

0.01%

NAV as on 18 Dec 24, 12:00 AM

very high risk

retirement

equity

NAV as on 18 Dec 24, 12:00 AM

very high risk

retirement

equity

15.85%p.a.

Last 1Y

14.90%p.a.

Last 3Y

17.08%p.a.

Last 5Y

16.43%p.a.

Since Inception

About HDFC Retirement Savings Fund - Hybrid Equity Plan - Plan for NRIs

NRIs can achieve long-term capital appreciation by investing in the HDFC Retirement Savings Fund - Hybrid Equity Plan - Plan scheme from HDFC Asset Management Co Ltd. It is a Retirement mutual fund scheme that predominantly invests in Retirement stocks of companies. Launched on Feb 2016, HDFC Retirement Savings Fund - Hybrid Equity Plan - Plan is Retirement fund of its category with 1,582.92 Cr fund under management as on Dec 2024. The expense ratio of this fund is less than that of most other Fund category Retirement funds.

  • HDFC Retirement Savings Fund - Hybrid Equity Plan - Plan delivered 15.8% annual returns during the last year. It has delivered 16.4% average annual returns since the fund was launched.
  • HDFC Retirement Savings Fund - Hybrid Equity Plan - Plan scheme tends to consistently deliver higher returns than most schemes in the same category.
  • The scheme has predominantly invested in equity

Fund Objective

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

Top 10 Holdings

HDFC Bank Ltd

6.81%

ICICI Bank Ltd

5.75%

Axis Bank Ltd

2.87%

State Bank of India

2.65%

Bharti Airtel Ltd

2.57%

Reliance Industries Ltd

2.45%

Infosys Ltd

2.43%

Larsen & Toubro Ltd

2.12%

HCL Technologies Ltd

2.04%

7.26% Govt Stock 2032

1.95%

Fund Managers

  1. Shobhit Mehrotra (Feb 2016 - Present)
  2. Srinivasan Ramamurthy (Dec 2021 - Present)
  3. Dhruv Muchhal (Jun 2023 - Present)

Key Information

View Scheme Document

HDFC Retirement Savings Fund - Hybrid Equity Plan - Plan SIP Calculator

If invested

5,000

per month

For a period of

Investment of 0 could have been

0(+0.0%)

0 (+0.0%)

This Fund

0 (+0.0%)

Fixed Deposit

NRI Mutual Fund Tax on HDFC Retirement Savings Fund - Hybrid Equity Plan - Plan

Just like for resident investors, capital gains from mutual fund investments are subject to income tax for NRI investors.

Fund TypeShort-term Capital Gains (STCG) TaxLong-term Capital Gains (LTCG) Tax
Equity mutual funds15%10% (above Rs. 1 lakh LTCG) without indexation*
Debt & other types of fundsAt tax slab rate20% with indexation benefits

How can NRIs invest in HDFC Retirement Savings Fund - Hybrid Equity Plan - Plan?

NRIs and OCIs can download the SBNRI app to invest in mutual funds from the country of their residence. Here are a few simple steps you need to take:

  • Complete your NRI KYC: Type in your personal details and attach supporting documents, like:
  • PAN Number
  • Overseas address proof: Any of – Water/electricity bill, postpaid mobile/internet bill, rent agreement, driving license, etc.
  • Passport – front and back
  • Passport size photograph
  • signature

If all details are correct, your KYC will be approved within 7 to 8 business days.

  • Onboarding: After KYC, you need to share the following details to complete onboarding process and start investing in HDFC Retirement Savings Fund - Hybrid Equity Plan - Plan
  • Onboarding: After KYC, you need to share the following details to complete onboarding process and start investing:
  • City and country of birth
  • NRE/NRO bank account statement/ canceled cheque for the latest 3 months
  • Nominee details

Frequently Asked Questions