NRI from all over the world (excluding U.S.A. & Canada) can invest in this fund
SBNRI is a certified Mutual Fund distributor registered with Association of Mutual Funds in India (AMFI) with Reg. No. 246671
₹50.06
-1.46%
NAV as on 18 Dec 24, 12:00 AM
very high risk
retirement
equity
NAV as on 18 Dec 24, 12:00 AM
very high risk
retirement
equity
20.97%p.a.
Last 1Y
20.95%p.a.
Last 3Y
23.44%p.a.
Last 5Y
20.05%p.a.
Since Inception
About HDFC Retirement Savings Fund - Equity Plan - Plan for NRIs
NRIs can achieve long-term capital appreciation by investing in the HDFC Retirement Savings Fund - Equity Plan - Plan scheme from HDFC Asset Management Co Ltd. It is a Retirement mutual fund scheme that predominantly invests in Retirement stocks of companies. Launched on Feb 2016, HDFC Retirement Savings Fund - Equity Plan - Plan is Retirement fund of its category with 6,009.36 Cr fund under management as on Dec 2024. The expense ratio of this fund is less than that of most other Fund category Retirement funds.
- HDFC Retirement Savings Fund - Equity Plan - Plan delivered 21.0% annual returns during the last year. It has delivered 20.1% average annual returns since the fund was launched.
- HDFC Retirement Savings Fund - Equity Plan - Plan scheme tends to consistently deliver higher returns than most schemes in the same category.
- The scheme has predominantly invested in equity
Fund Objective
The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.
Top 10 Holdings
HDFC Bank Ltd
8.43%
ICICI Bank Ltd
6.71%
Axis Bank Ltd
3.50%
Reliance Industries Ltd
3.35%
Infosys Ltd
3.24%
Bharti Airtel Ltd
2.97%
State Bank of India
2.75%
HCL Technologies Ltd
2.51%
Kotak Mahindra Bank Ltd
2.32%
ITC Ltd
2.13%
Fund Managers
- Shobhit Mehrotra (Feb 2016 - Present)
- Srinivasan Ramamurthy (Dec 2021 - Present)
- Dhruv Muchhal (Jun 2023 - Present)
Key Information
View Scheme Document
HDFC Retirement Savings Fund - Equity Plan - Plan SIP Calculator
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NRI Mutual Fund Tax on HDFC Retirement Savings Fund - Equity Plan - Plan
Just like for resident investors, capital gains from mutual fund investments are subject to income tax for NRI investors.
| Fund Type | Short-term Capital Gains (STCG) Tax | Long-term Capital Gains (LTCG) Tax |
|---|---|---|
| Equity mutual funds | 15% | 10% (above Rs. 1 lakh LTCG) without indexation* |
| Debt & other types of funds | At tax slab rate | 20% with indexation benefits |
How can NRIs invest in HDFC Retirement Savings Fund - Equity Plan - Plan?
NRIs and OCIs can download the SBNRI app to invest in mutual funds from the country of their residence. Here are a few simple steps you need to take:
- Complete your NRI KYC: Type in your personal details and attach supporting documents, like:
- PAN Number
- Overseas address proof: Any of – Water/electricity bill, postpaid mobile/internet bill, rent agreement, driving license, etc.
- Passport – front and back
- Passport size photograph
- signature
If all details are correct, your KYC will be approved within 7 to 8 business days.
- Onboarding: After KYC, you need to share the following details to complete onboarding process and start investing in HDFC Retirement Savings Fund - Equity Plan - Plan
- Onboarding: After KYC, you need to share the following details to complete onboarding process and start investing:
- City and country of birth
- NRE/NRO bank account statement/ canceled cheque for the latest 3 months
- Nominee details
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