NRI from all over the world (excluding U.S.A. & Canada) can invest in this fund
SBNRI is a certified Mutual Fund distributor registered with Association of Mutual Funds in India (AMFI) with Reg. No. 246671
₹47.86
0.01%
NAV as on 31 Mar 26, 12:00 AM
risk
solution oriented retirement
debt
NAV as on 31 Mar 26, 12:00 AM
risk
solution oriented retirement
debt
0.49%p.a.
Last 1Y
10.09%p.a.
Last 3Y
9.73%p.a.
Last 5Y
10.07%p.a.
Since Inception
About UTI Retirement Fund Plan for NRIs
NRIs can achieve long-term capital appreciation by investing in the UTI Retirement Fund Plan scheme from UTI Asset Management Company Private Limited. It is a Solution Oriented - Retirement mutual fund scheme that predominantly invests in Solution Oriented - Retirement stocks of companies. Launched on Dec 1994, UTI Retirement Fund Plan is Solution Oriented - Retirement fund of its category with 4,732.16 Cr fund under management as on Mar 2026. The expense ratio of this fund is less than that of most other Fund category Solution Oriented - Retirement funds.
- UTI Retirement Fund Plan delivered 0.5% annual returns during the last year. It has delivered 10.1% average annual returns since the fund was launched.
- UTI Retirement Fund Plan scheme tends to consistently deliver higher returns than most schemes in the same category.
- The scheme has predominantly invested in debt
Fund Objective
The Investment Objective Of The Scheme Is Primarily To Generate A Corpus To Provide For Pension In The Form Of Periodical Income / Cash Flow To The Unit Holders To The Extent Of Redemption Value Of Their Holding After The Age Of 58 Years By Investing In A Mix Of Securities Comprising Of Debt & Money Market Instruments And Equity & Equity Related Instruments.However, There Is No Assurance Or Guarantee That The Investment Objective Of The Scheme Would Be Achieved.
Top 10 Holdings
Information Technologies (India) Ltd
0.00%
UPL Ltd
0.25%
Net Current Assets
1.34%
UTI Nifty 50 ETF
0.12%
Clearing Corporation of India CP
0.05%
Bharti Airtel Ltd PPE
0.20%
Dewan Housing Finance Corporation Ltd Debenture 6.75 26/09/2031
0.34%
GOI Sec 7.41 19/12/2036
0.56%
GOI Sec 7.18 24/07/2037
6.85%
JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD7 7.90 LOA 10AG28 FVRS1LAC
1.09%
Fund Managers
- V Srivatsa (Sep 2009 - Present)
- Sunil Madhukar Patil (Dec 2021 - Present)
- Anurag Mittal (Nov 2025 - Present)
Key Information
View Scheme Document
UTI Retirement Fund Plan SIP Calculator
If invested
per month
For a period of
Investment of ₹0 could have been
₹0(+0.0%)
₹0 (+0.0%)
This Fund
₹0 (+0.0%)
Fixed Deposit
NRI Mutual Fund Tax on UTI Retirement Fund Plan
Just like for resident investors, capital gains from mutual fund investments are subject to income tax for NRI investors.
| Fund Type | Short-term Capital Gains (STCG) Tax | Long-term Capital Gains (LTCG) Tax |
|---|---|---|
| Equity mutual funds | 15% | 10% (above Rs. 1 lakh LTCG) without indexation* |
| Debt & other types of funds | At tax slab rate | 20% with indexation benefits |
How can NRIs invest in UTI Retirement Fund Plan?
NRIs and OCIs can download the SBNRI app to invest in mutual funds from the country of their residence. Here are a few simple steps you need to take:
- Complete your NRI KYC: Type in your personal details and attach supporting documents, like:
- PAN Number
- Overseas address proof: Any of – Water/electricity bill, postpaid mobile/internet bill, rent agreement, driving license, etc.
- Passport – front and back
- Passport size photograph
- signature
If all details are correct, your KYC will be approved within 7 to 8 business days.
- Onboarding: After KYC, you need to share the following details to complete onboarding process and start investing in UTI Retirement Fund Plan
- Onboarding: After KYC, you need to share the following details to complete onboarding process and start investing:
- City and country of birth
- NRE/NRO bank account statement/ canceled cheque for the latest 3 months
- Nominee details
Frequently Asked Questions
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