NRI from all over the world (excluding U.S.A. & Canada) can invest in this fund
SBNRI is a certified Mutual Fund distributor registered with Association of Mutual Funds in India (AMFI) with Reg. No. 246671
₹21.00
0.03%
NAV as on 18 Dec 24, 12:00 AM
moderately high risk
retirement
debt
NAV as on 18 Dec 24, 12:00 AM
moderately high risk
retirement
debt
10.54%p.a.
Last 1Y
8.33%p.a.
Last 3Y
8.81%p.a.
Last 5Y
8.74%p.a.
Since Inception
About HDFC Retirement Savings Fund - Hybrid Debt Plan - Plan for NRIs
NRIs can achieve long-term capital appreciation by investing in the HDFC Retirement Savings Fund - Hybrid Debt Plan - Plan scheme from HDFC Asset Management Co Ltd. It is a Retirement mutual fund scheme that predominantly invests in Retirement stocks of companies. Launched on Feb 2016, HDFC Retirement Savings Fund - Hybrid Debt Plan - Plan is Retirement fund of its category with 163.61 Cr fund under management as on Dec 2024. The expense ratio of this fund is less than that of most other Fund category Retirement funds.
- HDFC Retirement Savings Fund - Hybrid Debt Plan - Plan delivered 10.5% annual returns during the last year. It has delivered 8.7% average annual returns since the fund was launched.
- HDFC Retirement Savings Fund - Hybrid Debt Plan - Plan scheme tends to consistently deliver higher returns than most schemes in the same category.
- The scheme has predominantly invested in debt
Fund Objective
The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.
Top 10 Holdings
Tata Consultancy Services Ltd
9.02%
6.67% Govt Stock 2050
8.86%
Mahindra Rural Housing Finance Limited
6.23%
Tmf Holdings Limited
6.08%
6.19% Govt Stock 2034
5.85%
7.57% Govt Stock 2033
4.81%
Larsen & Toubro Ltd
4.68%
Reliance Industries Ltd
3.85%
8.97% Govt Stock 2030
3.73%
7.5% Govt Stock 2034
3.21%
Fund Managers
- Shobhit Mehrotra (Feb 2016 - Present)
- Srinivasan Ramamurthy (Dec 2021 - Present)
- Dhruv Muchhal (Jun 2023 - Present)
Key Information
View Scheme Document
HDFC Retirement Savings Fund - Hybrid Debt Plan - Plan SIP Calculator
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NRI Mutual Fund Tax on HDFC Retirement Savings Fund - Hybrid Debt Plan - Plan
Just like for resident investors, capital gains from mutual fund investments are subject to income tax for NRI investors.
| Fund Type | Short-term Capital Gains (STCG) Tax | Long-term Capital Gains (LTCG) Tax |
|---|---|---|
| Equity mutual funds | 15% | 10% (above Rs. 1 lakh LTCG) without indexation* |
| Debt & other types of funds | At tax slab rate | 20% with indexation benefits |
How can NRIs invest in HDFC Retirement Savings Fund - Hybrid Debt Plan - Plan?
NRIs and OCIs can download the SBNRI app to invest in mutual funds from the country of their residence. Here are a few simple steps you need to take:
- Complete your NRI KYC: Type in your personal details and attach supporting documents, like:
- PAN Number
- Overseas address proof: Any of – Water/electricity bill, postpaid mobile/internet bill, rent agreement, driving license, etc.
- Passport – front and back
- Passport size photograph
- signature
If all details are correct, your KYC will be approved within 7 to 8 business days.
- Onboarding: After KYC, you need to share the following details to complete onboarding process and start investing in HDFC Retirement Savings Fund - Hybrid Debt Plan - Plan
- Onboarding: After KYC, you need to share the following details to complete onboarding process and start investing:
- City and country of birth
- NRE/NRO bank account statement/ canceled cheque for the latest 3 months
- Nominee details
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