NRI from all over the world (excluding U.S.A. & Canada) can invest in this fund

INVEST VIA NRE/NRO

HDFC Gilt Fund Payout of Income Distribution cum Capital Withdrawal option for NRI [12.57]

Min Investment

₹100

Fund Size

₹3,015.86 Cr

Expense Ratio

0.9%

Exit Load

0%

SBNRI is a certified Mutual Fund distributor registered with Association of Mutual Funds in India (AMFI) with Reg. No. 246671

₹12.57

0.02%

NAV as on 27 May 25, 12:00 AM

moderate risk

government bond

gilt

NAV as on 27 May 25, 12:00 AM

moderate risk

government bond

gilt

0.00%p.a.

Last 1Y

0.00%p.a.

Last 3Y

0.00%p.a.

Last 5Y

6.35%p.a.

Since Inception

About HDFC Gilt Fund Payout of Income Distribution cum Capital Withdrawal option for NRIs

NRIs can achieve long-term capital appreciation by investing in the HDFC Gilt Fund Payout of Income Distribution cum Capital Withdrawal option scheme from HDFC Asset Management Company Limited. It is a Government Bond mutual fund scheme that predominantly invests in Government Bond stocks of companies. Launched on Jul 2001, HDFC Gilt Fund Payout of Income Distribution cum Capital Withdrawal option is Government Bond fund of its category with 3,015.86 Cr fund under management as on May 2025. The expense ratio of this fund is less than that of most other Fund category Government Bond funds.

  • HDFC Gilt Fund Payout of Income Distribution cum Capital Withdrawal option delivered 0.0% annual returns during the last year. It has delivered 6.3% average annual returns since the fund was launched.
  • HDFC Gilt Fund Payout of Income Distribution cum Capital Withdrawal option scheme tends to consistently deliver higher returns than most schemes in the same category.
  • The scheme has predominantly invested in gilt

Fund Objective

To generate credit risk-free returns through investments in sovereign securities issued by the Central Government and / or State Government.There is no assurance that the investment objective of the Scheme will be realized.

Top 10 Holdings

7.18% GOI MAT 140833

18.54%

7.3% GOI MAT 190653

16.76%

7.34% GOI MAT 220464

10.45%

6.79% GOI MAT 071034

9.28%

7.26% GOI MAT 060233

8.58%

7.1% GOI MAT 080434

6.75%

7.26% GOI MAT 220832

6.08%

7.18% GOI MAT 240737

4.30%

7.09% GOI MAT 050854

3.22%

7.25% GOI MAT 120663

3.04%

Fund Managers

  1. Anil Bamboli (Sep 2007 - Present)
  2. Dhruv Muchhal (Jun 2023 - Present)

Key Information

View Scheme Document

HDFC Gilt Fund Payout of Income Distribution cum Capital Withdrawal option SIP Calculator

If invested

₹5,000

per month

For a period of

Investment of ₹0 could have been

₹0(+0.0%)

₹0 (+0.0%)

This Fund

₹0 (+0.0%)

Fixed Deposit

NRI Mutual Fund Tax on HDFC Gilt Fund Payout of Income Distribution cum Capital Withdrawal option

Just like for resident investors, capital gains from mutual fund investments are subject to income tax for NRI investors.

Fund TypeShort-term Capital Gains (STCG) TaxLong-term Capital Gains (LTCG) Tax
Equity mutual funds15%10% (above Rs. 1 lakh LTCG) without indexation*
Debt & other types of fundsAt tax slab rate20% with indexation benefits

How can NRIs invest in HDFC Gilt Fund Payout of Income Distribution cum Capital Withdrawal option?

NRIs and OCIs can download the SBNRI app to invest in mutual funds from the country of their residence. Here are a few simple steps you need to take:

  • Complete your NRI KYC: Type in your personal details and attach supporting documents, like:
  • PAN Number
  • Overseas address proof: Any of – Water/electricity bill, postpaid mobile/internet bill, rent agreement, driving license, etc.
  • Passport – front and back
  • Passport size photograph
  • signature

If all details are correct, your KYC will be approved within 7 to 8 business days.

  • Onboarding: After KYC, you need to share the following details to complete onboarding process and start investing in HDFC Gilt Fund Payout of Income Distribution cum Capital Withdrawal option
  • Onboarding: After KYC, you need to share the following details to complete onboarding process and start investing:
  • City and country of birth
  • NRE/NRO bank account statement/ canceled cheque for the latest 3 months
  • Nominee details

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