NRI from all over the world (excluding U.S.A. & Canada) can invest in this fund

INVEST VIA NRE/NRO

DSP Credit Risk Fund -Growth for NRI [50.33]

Min Investment

₹100

Fund Size

₹216.84 Cr

Expense Ratio

1.2%

Exit Load

1%

SBNRI is a certified Mutual Fund distributor registered with Association of Mutual Funds in India (AMFI) with Reg. No. 246671

₹50.33

0.07%

NAV as on 17 Feb 26, 12:00 AM

moderately high risk

credit risk

debt

NAV as on 17 Feb 26, 12:00 AM

moderately high risk

credit risk

debt

18.86%p.a.

Last 1Y

14.11%p.a.

Last 3Y

10.82%p.a.

Last 5Y

7.35%p.a.

Since Inception

About DSP Credit Risk Fund -Growth for NRIs

NRIs can achieve long-term capital appreciation by investing in the DSP Credit Risk Fund -Growth scheme from DSP Investment Managers Private Limited. It is a Credit Risk mutual fund scheme that predominantly invests in Credit Risk stocks of companies. Launched on May 2003, DSP Credit Risk Fund -Growth is Credit Risk fund of its category with 216.84 Cr fund under management as on Feb 2026. The expense ratio of this fund is less than that of most other Fund category Credit Risk funds.

  • DSP Credit Risk Fund -Growth delivered 18.9% annual returns during the last year. It has delivered 7.3% average annual returns since the fund was launched.
  • DSP Credit Risk Fund -Growth scheme tends to consistently deliver higher returns than most schemes in the same category.
  • The scheme has predominantly invested in debt

Fund Objective

An Open ended income Scheme, seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.

Top 10 Holdings

Reverse Repo

9.22%

Net Payables

-1.85%

SIKKA PORTS & TERMINALS LIMITED SRPPD12 6.75NCD 22AP26 FVRS10LACLOAUPTO21AP21

4.84%

JSW STEEL LIMITED 8.50 NCD 12OT27 FVRS10LAC

7.51%

GOI Sec 7.17 17/04/2030

2.55%

CENTURY TEXTILES AND INDUSTRIES LIMITED SR XXI 8.10 LOA 25AP26 FVRS1LAC

4.86%

TATA PROJECTS LIMITED SR M 8.43 NCD 06FB26 FVRS1LAC

4.80%

BELSTAR MICROFINANCE LIMITED 10 NCD 01AG25 FVRS1LAC

0.62%

INDOSTAR CAPITAL FINANCE LIMITED SR XII 9.95 NCD 07AG25 FVRS1LAC

4.91%

Others Class A2 AIF

0.31%

Fund Managers

  1. Vivekanand Ramakrishnan (Jul 2021 - Present)
  2. Shalini Vasanta (Jan 2025 - Present)
  3. Kunal Khudania (Jan 2026 - Present)

Key Information

View Scheme Document

DSP Credit Risk Fund -Growth SIP Calculator

If invested

₹5,000

per month

For a period of

Investment of ₹0 could have been

₹0(+0.0%)

₹0 (+0.0%)

This Fund

₹0 (+0.0%)

Fixed Deposit

NRI Mutual Fund Tax on DSP Credit Risk Fund -Growth

Just like for resident investors, capital gains from mutual fund investments are subject to income tax for NRI investors.

Fund TypeShort-term Capital Gains (STCG) TaxLong-term Capital Gains (LTCG) Tax
Equity mutual funds15%10% (above Rs. 1 lakh LTCG) without indexation*
Debt & other types of fundsAt tax slab rate20% with indexation benefits

How can NRIs invest in DSP Credit Risk Fund -Growth?

NRIs and OCIs can download the SBNRI app to invest in mutual funds from the country of their residence. Here are a few simple steps you need to take:

  • Complete your NRI KYC: Type in your personal details and attach supporting documents, like:
  • PAN Number
  • Overseas address proof: Any of – Water/electricity bill, postpaid mobile/internet bill, rent agreement, driving license, etc.
  • Passport – front and back
  • Passport size photograph
  • signature

If all details are correct, your KYC will be approved within 7 to 8 business days.

  • Onboarding: After KYC, you need to share the following details to complete onboarding process and start investing in DSP Credit Risk Fund -Growth
  • Onboarding: After KYC, you need to share the following details to complete onboarding process and start investing:
  • City and country of birth
  • NRE/NRO bank account statement/ canceled cheque for the latest 3 months
  • Nominee details

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