NRI from all over the world (excluding U.S.A. & Canada) can invest in this fund

INVEST VIA NRE/NRO

Baroda BNP Paribas Credit Risk Fund -Growth for NRI [23.03]

Min Investment

5,000

Fund Size

186.08 Cr

Expense Ratio

1.6%

Exit Load

1%

SBNRI is a certified Mutual Fund distributor registered with Association of Mutual Funds in India (AMFI) with Reg. No. 246671

23.03

0.04%

NAV as on 10 Feb 26, 12:00 AM

moderately high risk

credit risk

debt

NAV as on 10 Feb 26, 12:00 AM

moderately high risk

credit risk

debt

7.55%p.a.

Last 1Y

7.74%p.a.

Last 3Y

9.22%p.a.

Last 5Y

7.83%p.a.

Since Inception

About Baroda BNP Paribas Credit Risk Fund -Growth for NRIs

NRIs can achieve long-term capital appreciation by investing in the Baroda BNP Paribas Credit Risk Fund -Growth scheme from Baroda BNP Paribas Asset Management India Pvt. Ltd. It is a Credit Risk mutual fund scheme that predominantly invests in Credit Risk stocks of companies. Launched on Jan 2015, Baroda BNP Paribas Credit Risk Fund -Growth is Credit Risk fund of its category with 186.08 Cr fund under management as on Feb 2026. The expense ratio of this fund is less than that of most other Fund category Credit Risk funds.

  • Baroda BNP Paribas Credit Risk Fund -Growth delivered 7.5% annual returns during the last year. It has delivered 7.8% average annual returns since the fund was launched.
  • Baroda BNP Paribas Credit Risk Fund -Growth scheme tends to consistently deliver higher returns than most schemes in the same category.
  • The scheme has predominantly invested in debt

Fund Objective

The primary objective of the Scheme is to generate returns by investing in debt and money market instruments across the credit spectrum. There is no assurance or guarantee that the investment objective of the Scheme will be realized.

Top 10 Holdings

Net Receivables

1.42%

Others CBLO

2.89%

Adani Ports and Special Economic Zone Ltd Debenture 9.35 04/07/2026

5.39%

REC LIMITED SR GOI-VI 8.80 BD 22JN29 FVRS10LAC

1.35%

Embassy Office Parks REIT

1.40%

Brookfield India Real Estate Trust REIT

1.89%

STATE DEVELOPMENT LOAN 30765 MH 15SP33 6.91 FV RS 100

2.10%

GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100

0.55%

NUVOCO VISTAS CORPORATION LIMITED 7.75 NCD 28AG25 FVRS10LAC

7.31%

Dewan Housing Finance Corporation Ltd Debenture 6.75 26/09/2031

8.41%

Fund Managers

  1. Gurvinder Singh Wasan (Oct 2024 - Present)
  2. Vikram Pamnani (Jul 2024 - Present)

Key Information

View Scheme Document

Baroda BNP Paribas Credit Risk Fund -Growth SIP Calculator

If invested

5,000

per month

For a period of

Investment of 0 could have been

0(+0.0%)

0 (+0.0%)

This Fund

0 (+0.0%)

Fixed Deposit

NRI Mutual Fund Tax on Baroda BNP Paribas Credit Risk Fund -Growth

Just like for resident investors, capital gains from mutual fund investments are subject to income tax for NRI investors.

Fund TypeShort-term Capital Gains (STCG) TaxLong-term Capital Gains (LTCG) Tax
Equity mutual funds15%10% (above Rs. 1 lakh LTCG) without indexation*
Debt & other types of fundsAt tax slab rate20% with indexation benefits

How can NRIs invest in Baroda BNP Paribas Credit Risk Fund -Growth?

NRIs and OCIs can download the SBNRI app to invest in mutual funds from the country of their residence. Here are a few simple steps you need to take:

  • Complete your NRI KYC: Type in your personal details and attach supporting documents, like:
  • PAN Number
  • Overseas address proof: Any of – Water/electricity bill, postpaid mobile/internet bill, rent agreement, driving license, etc.
  • Passport – front and back
  • Passport size photograph
  • signature

If all details are correct, your KYC will be approved within 7 to 8 business days.

  • Onboarding: After KYC, you need to share the following details to complete onboarding process and start investing in Baroda BNP Paribas Credit Risk Fund -Growth
  • Onboarding: After KYC, you need to share the following details to complete onboarding process and start investing:
  • City and country of birth
  • NRE/NRO bank account statement/ canceled cheque for the latest 3 months
  • Nominee details

Frequently Asked Questions