NRI from all over the world (excluding U.S.A. & Canada) can invest in this fund

INVEST VIA NRE/NRO

Bandhan Low Duration Fund -IDCW for NRI [13.62]

Min Investment

100

Fund Size

5,986.13 Cr

Expense Ratio

0.7%

Exit Load

0%

SBNRI is a certified Mutual Fund distributor registered with Association of Mutual Funds in India (AMFI) with Reg. No. 246671

13.62

-0.03%

NAV as on 22 Jul 26, 12:00 AM

low to moderate risk

low duration

debt

NAV as on 22 Jul 26, 12:00 AM

low to moderate risk

low duration

debt

5.65%p.a.

Last 1Y

6.85%p.a.

Last 3Y

6.02%p.a.

Last 5Y

7.12%p.a.

Since Inception

About Bandhan Low Duration Fund -IDCW for NRIs

NRIs can achieve long-term capital appreciation by investing in the Bandhan Low Duration Fund -IDCW scheme from Bandhan Asset Management Company Limited. It is a Low Duration mutual fund scheme that predominantly invests in Low Duration stocks of companies. Launched on Oct 2011, Bandhan Low Duration Fund -IDCW is Low Duration fund of its category with 5,986.13 Cr fund under management as on Jul 2026. The expense ratio of this fund is less than that of most other Fund category Low Duration funds.

  • Bandhan Low Duration Fund -IDCW delivered 5.7% annual returns during the last year. It has delivered 7.1% average annual returns since the fund was launched.
  • Bandhan Low Duration Fund -IDCW scheme tends to consistently deliver higher returns than most schemes in the same category.
  • The scheme has predominantly invested in debt

Fund Objective

The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy from a portfolio that is invested in debt and money market securities such that the Macaulay duration of the portfolio is between 6 months and 12 months.

Top 10 Holdings

Net Current Assets

4.57%

STATE DEVELOPMENT LOAN 17787 MH 29JL25 8.28 FV RS 100

0.07%

Madhya Pradesh State SDL 7.38 14/09/2026

0.38%

Maharashtra State SDL 7.84 13/07/2026

0.05%

REC Ltd SR-140 Bonds 7.52 07/11/2026

0.37%

Others CBLO

0.00%

Tamilnadu State SDL 7.74 01/03/2027

0.39%

Haryana State SDL 7.80 01/03/2027

0.46%

LIC Housing Finance Ltd Bonds 7.56 14/06/2027

0.37%

Gujarat State SDL 7.59 15/02/2027

0.74%

Fund Managers

  1. Harshal Joshi (Jul 2021 - Present)
  2. Brijesh Shah (Jun 2024 - Present)

Key Information

View Scheme Document

Bandhan Low Duration Fund -IDCW SIP Calculator

If invested

5,000

per month

For a period of

Investment of 0 could have been

0(+0.0%)

0 (+0.0%)

This Fund

0 (+0.0%)

Fixed Deposit

NRI Mutual Fund Tax on Bandhan Low Duration Fund -IDCW

Just like for resident investors, capital gains from mutual fund investments are subject to income tax for NRI investors.

Fund TypeShort-term Capital Gains (STCG) TaxLong-term Capital Gains (LTCG) Tax
Equity mutual funds15%10% (above Rs. 1 lakh LTCG) without indexation*
Debt & other types of fundsAt tax slab rate20% with indexation benefits

How can NRIs invest in Bandhan Low Duration Fund -IDCW?

NRIs and OCIs can download the SBNRI app to invest in mutual funds from the country of their residence. Here are a few simple steps you need to take:

  • Complete your NRI KYC: Type in your personal details and attach supporting documents, like:
  • PAN Number
  • Overseas address proof: Any of – Water/electricity bill, postpaid mobile/internet bill, rent agreement, driving license, etc.
  • Passport – front and back
  • Passport size photograph
  • signature

If all details are correct, your KYC will be approved within 7 to 8 business days.

  • Onboarding: After KYC, you need to share the following details to complete onboarding process and start investing in Bandhan Low Duration Fund -IDCW
  • Onboarding: After KYC, you need to share the following details to complete onboarding process and start investing:
  • City and country of birth
  • NRE/NRO bank account statement/ canceled cheque for the latest 3 months
  • Nominee details

Frequently Asked Questions