NRI from all over the world (excluding U.S.A. & Canada) can invest in this fund

INVEST VIA NRE/NRO

Bandhan Credit Risk Fund Quarterly Payout of Income Distribution cum Capital Wdrl Opt for NRI [10.44]

Min Investment

1,000

Fund Size

300.19 Cr

Expense Ratio

1.7%

Exit Load

1%

SBNRI is a certified Mutual Fund distributor registered with Association of Mutual Funds in India (AMFI) with Reg. No. 246671

10.44

-0.98%

NAV as on 20 Jan 25, 12:00 AM

moderately high risk

credit risk

debt

NAV as on 20 Jan 25, 12:00 AM

moderately high risk

credit risk

debt

5.35%p.a.

Last 1Y

4.68%p.a.

Last 3Y

4.60%p.a.

Last 5Y

4.69%p.a.

Since Inception

About Bandhan Credit Risk Fund Quarterly Payout of Income Distribution cum Capital Wdrl Opt for NRIs

NRIs can achieve long-term capital appreciation by investing in the Bandhan Credit Risk Fund Quarterly Payout of Income Distribution cum Capital Wdrl Opt scheme from Bandhan Asset Management Company Limited. It is a Credit Risk mutual fund scheme that predominantly invests in Credit Risk stocks of companies. Launched on Mar 2017, Bandhan Credit Risk Fund Quarterly Payout of Income Distribution cum Capital Wdrl Opt is Credit Risk fund of its category with 300.19 Cr fund under management as on Jan 2025. The expense ratio of this fund is less than that of most other Fund category Credit Risk funds.

  • Bandhan Credit Risk Fund Quarterly Payout of Income Distribution cum Capital Wdrl Opt delivered 5.3% annual returns during the last year. It has delivered 4.7% average annual returns since the fund was launched.
  • Bandhan Credit Risk Fund Quarterly Payout of Income Distribution cum Capital Wdrl Opt scheme tends to consistently deliver higher returns than most schemes in the same category.
  • The scheme has predominantly invested in debt

Fund Objective

The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.

Top 10 Holdings

7.18% Govt Stock 2037

18.89%

Century Textiles And Industried Limited

13.35%

Tata Projects Limited

10.06%

Godrej Industries Limited

8.41%

TVS Credit Services Limited

8.36%

Au Small Finance Bank Limited

6.74%

Nirma Limited

6.71%

Aadhar Housing Finance Ltd

6.70%

Muthoot Finance Limited

5.05%

Nuvoco Vistas Corporation Limited

5.00%

Fund Managers

  1. Gautam Kaul (Jul 2022 - Present)
  2. Brijesh Shah (Jun 2024 - Present)
  3. Debraj Lahiri (Apr 2023 - Present)

Key Information

View Scheme Document

Bandhan Credit Risk Fund Quarterly Payout of Income Distribution cum Capital Wdrl Opt SIP Calculator

If invested

5,000

per month

For a period of

Investment of 0 could have been

0(+0.0%)

0 (+0.0%)

This Fund

0 (+0.0%)

Fixed Deposit

NRI Mutual Fund Tax on Bandhan Credit Risk Fund Quarterly Payout of Income Distribution cum Capital Wdrl Opt

Just like for resident investors, capital gains from mutual fund investments are subject to income tax for NRI investors.

Fund TypeShort-term Capital Gains (STCG) TaxLong-term Capital Gains (LTCG) Tax
Equity mutual funds15%10% (above Rs. 1 lakh LTCG) without indexation*
Debt & other types of fundsAt tax slab rate20% with indexation benefits

How can NRIs invest in Bandhan Credit Risk Fund Quarterly Payout of Income Distribution cum Capital Wdrl Opt?

NRIs and OCIs can download the SBNRI app to invest in mutual funds from the country of their residence. Here are a few simple steps you need to take:

  • Complete your NRI KYC: Type in your personal details and attach supporting documents, like:
  • PAN Number
  • Overseas address proof: Any of – Water/electricity bill, postpaid mobile/internet bill, rent agreement, driving license, etc.
  • Passport – front and back
  • Passport size photograph
  • signature

If all details are correct, your KYC will be approved within 7 to 8 business days.

  • Onboarding: After KYC, you need to share the following details to complete onboarding process and start investing in Bandhan Credit Risk Fund Quarterly Payout of Income Distribution cum Capital Wdrl Opt
  • Onboarding: After KYC, you need to share the following details to complete onboarding process and start investing:
  • City and country of birth
  • NRE/NRO bank account statement/ canceled cheque for the latest 3 months
  • Nominee details

Frequently Asked Questions