₹815
*Average Price as per 20 April, 2024
Fundamentals
FACE VALUE
10
BOOK VALUE
412.21
NO OF SHARES
127306672
EPS
37.7
SALES
6401.6
INDUSTRY PE
55
DIVIDEND
8.5
DIVIDEND YIELD
0.5
PE
45.07
PB
4.12
PS
3.38
MARKET CAP
21629.4
EQUITY
127.31
PAT
479.95
MESSAGE
2022-23
OVERVIEW
On a consolidated basis, Hero FinCorp Ltd. reported a PAT of Rs. 278 crore on a total asset base of Rs. 28,092 crore in FY2020 against a PAT of Rs. 246 crore on a total asset base of Rs. 21,551 crore in FY2019. In H1 FY2021, the company achieved a PAT of Rs. 109 crore on a total asset base of Rs. 28,187 crore. As on September 30, 2020, the company’s consolidated loan portfolio comprised two-wheeler finance with a portfolio share of 34%, dealer inventory funding (2%), pre-owned car finance (7%), personal loans (9%), home loans (6%), retail SME loans (22%), and corporate loans (20%).
Given the Covid-19-induced disruption and the resultant slowdown in the economy, alike broader industry, Hero FinCorp Ltd’s portfolio is likely to be vulnerable. While the reported gross and net stage 3 ratios, at the consolidated level, improved to 5.5% and 3.3%, respectively, as on September 30, 2020, from 6.1% and 3.8%, respectively, as on March 31, 2020, it is noted that forward bucket movements were curtailed in H1 FY2021 by the prolonged forbearance period
INSIGHT
SECONDARY NAME
ISIN
CDSL
NSDL
INDUSTRY
SECTOR (READ ONLY)
SHARE HOLDINGS
Name of Shareholder | Holdings |
---|---|
Hero Motorcorp Ltd | 41.18 % |
Bahadur Chand Investments Ltd | 20.33 % |
Otter Ltd | 10.12 % |
Other | 28.37 % |
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